Vision and Mission


“To reduce poverty and improve community’s quality of life in rural poor areas through provision of microfinance services”


“Moris Rasik provides Microfinance outreach to the poorest of the poor rural Timorese women by providing innovative products and services that meet the needs of its clients enabling women to reach their full potential – driving change within their families and communities”.

Core Values: Moris Rasik believes in the following core values:

  • Professionalism
  • Integrity
  • Respect
  • Impartiality

Client Protection Principles:

Moris Rasik is a signatory of the SMART Campaign thus endorsing the client protection principles and also strictly follows the following 7 client protection principles adopted and recommended by SMART CAMPAIGN

  • Appropriate product design and delivery
  • Prevention of over indebtedness
  • Transparency
  • Responsible pricing
  • Fair and respectful treatment of clients
  • Privacy of client data
  • Mechanism for complaint resolution